Andy Panko, CFP®, RICP®, EA. Flat-fee practitioner and educator of tax-efficient retirement planning and investment management.
About Andy Panko on LinkedIn
Retirement planner & investment manager | Creator of YouTube channel, “Retirement Planning Demystified” | Moderator of Facebook group, “Taxes in Retirement” | Author of monthly newsletter, “Retirement Planning Insights” | Host of podcast, “Retirement Planning Education” | Originator of the acronym TERP…Tax-Efficient Retirement Planning.
Owner & Financial Planner
Tenon Financial LLC · Self-employedTenon Financial LLC · Self-employedNov 2019 – Present · 2 yrs 10 mosNov 2019 – Present · 2 yrs 10 mosIselin, NJIselin, NJ
Fee-only comprehensive financial planning & investment management firm specializing in TERP…tax-efficient retirement planning.Fee-only comprehensive financial planning & investment management firm specializing in TERP…tax-efficient retirement planning.
Tenon Financial
Fee-only fiduciary comprehensive retirement planning and investment management
Andy Panko Facebook Group
Taxes in Retirement is a place to learn and share knowledge of tax-efficient retirement planning.Common topics include the tax implications of… See more
-
Private
-
Only members can see who’s in the group and what they post.
-
Visible
-
Anyone can find this group.
-
General
-
History
-
Group created on March 14, 2020 See more
Members · 31.6K
Andy Panko Facebook Activity
-
5 new posts today (August 12, 2022)
-
295 in the last month
-
31,599 total members
-
No new members in the last week
-
Created 2 years ago
Andy Panko Facebook Rules
-
The group does not provide specific advice
-
Information provided in the group is only to be considered general education…it is not to be misconstrued as tax, legal or investment advice specific to you or your circumstances.
-
Be kind and courteous
-
All members in the group are here to gain knowledge and insight. Disrespect or hostility toward others in the group will not be tolerated.
-
No solicitations
-
Do not attempt to sell anything or solicit services to group members; neither within the group itself nor via direct message, e-mail, etc.
-
No distribution of proprietary content
-
Financial professionals are welcomed in the group to learn and share insight. But do not use the group as a channel through which to distribute your own content such as blogs, videos, websites, Facebook groups, etc.
-
No political opinions
-
Posts or comments that contain political opinions, views or beliefs will be deleted and the member who posted it will be blocked from the group.
Andy Panko is a CFP® Professional
Andy loves sharing helpful information about Retirement Planning and Investment Management.
Enjoy our FREE retirement and tax planning resources
e-Newsletter
Our monthly e-newsletter, , provides informative tips and info about tax-efficient retirement planning. Use the button below to:
Podcast
Our podcast, has weekly episodes that give deep-dive education into topics such as IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, annuities, portfolio withdrawal strategies, estate planning and much more! You can subscribe to the podcast through your favorite podcast search platform such as Apple Podcasts, Google Podcasts, Amazon Music and Spotify
Facebook Group
Our Facebook group, , is an interactive community dedicated to education in tax-efficient retirement planning. In addition to members having the ability to post questions and comment on others’ questions, we also do a weekly Facebook live streaming session where we discuss in-depth a particular retirement or tax planning topic AND do live Q&A!
YouTube Channel
Our YouTube channel, , has dozens of plain-English educational videos on various aspects of tax-efficient retirement planning. The channel also has the recordings of the weekly live videos from the Taxes in Retirement Facebook group. You can use the button below to:
Roth IRA Withdrawal Rule Summary
We created a clear and concise summary that explains when withdrawals from your Roth IRA may be subject to tax and/or 10% early-withdrawal penalty
Important Tax and Retirement
Planning Numbers for 2022
Courtesy of The College for Financial Planning
2021 Tax Return Preparation Checklist
Whether you do your tax returns yourself or hire a paid preparer to do them for you, this checklist will help you gather and organize all of the relevant materials needed for your 2021 returns
Uniform Lifetime Table
The “Uniform Lifetime” table contains the factors needed to calculate Required Minimum Distributions (“RMDs”) from your own retirement accounts (not accounts you inherited; see the “Single Life Expectancy” table below for those factors)
Single Life Expectancy Table
The “Single Life Expectancy” table contains the factors needed to calculate Required Minimum Distributions (“RMDs”) from certain inherited retirement accounts. This table mainly applies to non-spouse beneficiaries who inherited accounts from original owners who died prior to 2020. However, it also applies to “Eligible Designated Beneficiaries” (as defined in the SECURE Act of 2019) who inherited accounts from original owners who died after 2019
Flowcharts & Checklists
We subscribe to a service provided by fpPATHFINDER, a company that develops flowcharts and checklists for use in the financial planning community. While we do not have any involvement in the creation or content of the below materials, we’re nonetheless happy to make these valuable resources available to you for FREE!
General Financial & Tax Planning:
Life Events & Aging:
IRAs & Roth IRAs:
Employer Retirement Plans and Pensions:
Social Security:
Medicare:
Health Insurance (Before Medicare):
Health Savings Accounts (“HSAs”):
Investments & Annuities:
Charitable Giving:
Estate Planning & Inheritance:
Education Planning:
Homes and Mortgages:
Equity Compensation:
Small Businesses:
Insurance:
